This week I'm feeling more and more convinced that money can't solve anything around here. That may be obvious, but it's a daily frustration as everyone from personal friends, to the staff that works at the house, and the random person on the street asks us for loans, money for their cousin in the hospital, school fees, food, anything and everything! The challenge is...if you say yes once, the expectation is that you can help the next time, and the next person/people as well.

After developing a friendship, we decided to give a Malawian friend a six month loan of $100 to start a rice business. We saw this as a personal investment and an opportunity to learn how business works in Malawi. Our friend has great people skills, a lot of enthusiasm, some experience trading maize, and a large local network of friends who could be suppliers and potential clients. We challenged him to do simple market research ahead of time and when through cost analysis and cash flow budget scenarios with him ahead of time.